Terms

TERMS & CONDITIONS

Last Updated: January 2026

These Terms & Conditions (“Terms”) govern the access to and use of the website, services, platforms, messaging systems, and educational offerings provided by BHAGWAT COMMERCE CLASSES, located at Plot No. 31, Shrey Nagar, New Osmanpura, Aurangabad, Maharashtra – 431001, India (“we”, “our”, “us”, or “the Institute”).

By accessing our website, enrolling in our services, or interacting with us via WhatsApp, RCS, SMS, email, or any digital platform, you (“User”, “you”, “student”, “parent”, or “guardian”) agree to be legally bound by these Terms.

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1. Introduction

BHAGWAT COMMERCE CLASSES is an educational institute providing academic coaching, test preparation, digital learning resources, student communication services, and administrative support through online and offline channels. These Terms define the legal relationship between the User and the Institute and establish rules for responsible usage of our services.

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2. Definitions

• “Services” means educational classes, coaching programs, digital content, communication updates, examinations, notifications, and support services.
• “User” refers to any student, parent, guardian, or visitor accessing our services.
• “Platform” includes our website, WhatsApp Official API, RCS messaging, SMS, email systems, and learning tools.
• “Content” refers to study material, videos, notes, messages, images, branding, and intellectual property.

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3. Acceptance of Terms

By registering, enrolling, accessing, or using any service of BHAGWAT COMMERCE CLASSES, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, you must discontinue use immediately.

For minors, acceptance is deemed provided by the parent or legal guardian.

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4. Description of Services

BHAGWAT COMMERCE CLASSES provides:

• Commerce education coaching (online/offline)
• Academic guidance and examination preparation
• Student notifications via WhatsApp and RCS
• Class schedules, fee reminders, exam alerts
• Educational content distribution
• Student support and inquiry handling

We reserve the right to modify, suspend, or discontinue any service without prior notice.

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5. Eligibility

Users must:

• Be at least 13 years old
• Or access services under parental supervision
• Provide accurate and lawful information

The Institute reserves the right to deny access if eligibility criteria are not met.

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6. Account Registration

Some services may require registration. Users agree to:

• Provide correct personal details
• Maintain confidentiality of login credentials
• Notify us of unauthorized access

BHAGWAT COMMERCE CLASSES is not liable for losses arising from misuse of user credentials.

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7. User Responsibilities

Users agree not to:

• Share misleading or false information
• Misuse WhatsApp or RCS communications
• Attempt unauthorized access to systems
• Violate intellectual property rights
• Use services for unlawful activities

Violation may result in suspension or termination.

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8. Payment & Billing Terms

• Fees are communicated transparently before enrollment
• Payments must be made within stipulated timelines
• Late payments may result in restricted access
• Fees once paid are non-refundable, unless stated otherwise in writing

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9. Subscription Renewal & Termination

• Course subscriptions may be time-bound
• Renewal is subject to fee payment
• The Institute may terminate access for misconduct or non-payment
• Users may request discontinuation but refunds are not guaranteed

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10. Use of WhatsApp Official API & RCS

BHAGWAT COMMERCE CLASSES uses Meta-approved WhatsApp Official API and RCS messaging platforms solely for:

• Educational updates
• Transactional notifications
• Administrative communication

We strictly prohibit spam, promotional abuse, or unauthorized messaging.

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11. Message Delivery & Compliance Policy

• Message delivery depends on telecom networks and Meta systems
• We do not guarantee real-time delivery
• All messaging follows Meta Business Messaging Policies and TRAI guidelines
• Users may opt-out anytime by replying “STOP” or contacting us

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12. Intellectual Property Rights

All content, branding, logos, materials, and communications are the exclusive intellectual property of BHAGWAT COMMERCE CLASSES. Unauthorized copying, distribution, or commercial use is strictly prohibited.

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13. Confidentiality

We maintain strict confidentiality of student data and communications, except where disclosure is required by law or regulatory authorities.

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14. Disclaimer of Warranties

Services are provided on an “as-is” basis. We do not guarantee:

• Specific academic results
• Uninterrupted platform availability
• Error-free content

Educational outcomes depend on individual effort.

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15. Limitation of Liability

BHAGWAT COMMERCE CLASSES shall not be liable for indirect, incidental, or consequential damages arising from service usage, including network failures or third-party platform issues.

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16. Indemnification

Users agree to indemnify and hold harmless BHAGWAT COMMERCE CLASSES against claims arising from misuse of services or violation of these Terms.

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17. Governing Law (India)

These Terms are governed by the laws of India. Courts in Aurangabad, Maharashtra, shall have exclusive jurisdiction.

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18. Changes to Terms

We reserve the right to update these Terms at any time. Continued use constitutes acceptance of revised Terms.

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19. Contact Information

BHAGWAT COMMERCE CLASSES
📍 Plot No. 31, Shrey Nagar, New Osmanpura, Aurangabad – 431001
📞 +91 9607070470
📧 mrugank.bangal123@gmail.com